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The insured may elect to insure all or part of its fleet of vehicles for auto physical damage under these coverages.  Comprehensive coverage provides “all-risk” protection on covered autos from any cause, except collision and overturn.  Collision coverage includes losses involving the collision of a covered auto with another object and the overturn of a covered auto.  In the event of loss, the Fund will pay the smaller of the actual cash value of the damaged or stolen property at the time of loss or the cost of repairing or replacing the property.

A standard $200 per claim deductible applies to each claim, with optional higher deductible available.